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INFORMATION

MEMORANDUM

OF ADITYA GROUP BONDS

INVESTMENT DESCRIPTION: ASSET BACKED CORPORATE BOND
Offering fixed regular returns (paid monthly / quarterly / annually) or capital gain (paid at the end of the term). All investment secured by assets with a maximum 65% loan to value.

*Investments arhfhf calculated in INR (alternative currencies available subject to promo-tional Terms & Conditions)*

The bonds are guaranteed by Aditya Group ( www.adityagroupindia.org ) An established group of companies in India with a 34 – year history. Diversified businesses include management services, construction and hospitality, but the group is most famous in the education sector, with one of the largest school groups in India. The Aditya Group bonds are being issued to enable a full financial restructure and further develop their business. Aditya Group is collectively worth in excess of US$150 million. (according to recent business audit (KPMG) and real estate asset valuations by CBRE).
Legal structure advised by CMS. (www.cms.law/en/lNT) – One of the leading international law firms in the world.
All collateral assets are valued by CBRE (www.cbre.com) -The largest multinational commercial real estate services and investment firm in the world.
Operations business value audit carried out by KPMG (www.kpmg.com) – One of the leading audit service companies in the world.
All collateral asset title deeds will be held in Escrow during the investment period by Juris Consultus, (www.jurisconsultusindia.com) – Leading Advocates and Solicitors in Kolkata, India.
The product infrastructure and banking is managed by Tectona Advisory, a Singaporean investment management company.

OVERVIEW

This document is an Information Memorandum providing full disclosure on all relevant details regarding the Aditya Group bonds, including their structure which enables the offering of this unique investment opportunity, and full details on the borrower Aditya Group, its directors and various business activities.The objective of issuing the bonds is to carry out a financial restructure for Aditya
Group that will see their debt being consolidated into different, more beneficial terms.Money raised from the issuance of Aditya Group bonds will be used to clear the existing outstanding loans.
Aditya Group bonds are simply a vehicle to enable investors to make secured loans to Aditya Group.

PRODUCT BRIEF

Aditya Group bonds and the subsequent structure that runs parallel with them allow Emerging Trends Advisors to offer clients what they truly believe is the best investment option available in the private investment market when considering risk verses reward. A product that enables the investor to benefit from a level of security usually only enjoyed by the banks. Ultimately, the banks who currently lend to Aditya Group will be replaced by the Bondholders.

There is also an ethical element to this investment with every client having a direct impact on the Aditya Group schools’ student education. Aditya Group is not a profit focused organisation and any money generated from their portfolio of companies gets reinvested into the Educational Society. The bonds will mean savings of around US$1m per annum on interest charges which will enable more investment into the schools themselves.

Whilst developing this product Emerging Trends Advisors (ETA) spared no expense,working with some of the largest companies in the world to ensure a solid product.The companies involved in the setting up of the bonds included a legal team that combined lawyers from CMS Law, an English law firm with international presence and one of the largest law firms in the world. Working with sub-lawyers on the ground in India, including a local lawyer from Kolkata and our own in-house licensed
lawyer, to brainstorm on the most secure, tax effective way to structure the transaction making sure the legalities were never compromised.

CBRE were employed to provide detailed valuation reports of all assets being used to secure the investments. KPMG were employed to audit the companies to confirm the revenue stream of which the returns will be paid from. When evaluating a product for pure investment, there are only two elements to consider:

et-^

RISK

The risk to principle invested is very low for the following reasons:
Established real estate is used to secure the investment with the value being equal to a minimum of 150% of the principle amount invested.
The property title deeds are placed in an Escrow arrangement with full legal rights passed over to the law firm holding the responsibility.

Aditya Group has also accepted full liability of both principle and interest due. This is a written guarantee from a group of companies with the following criteria:

ESTABLISHED FOR 35 YEARS
HARD ASSETS (REAL ESTATE) VALUATION OF US$100M
TOTAL VALUATION IN EXCESS OF US$ 150M

The legally binding investment agreement falls under both Singaporean and Indian jurisdiction. The assisting Warrantor Letter clearly states that Aditya Group is fully liable for the bonds.

et-^

REWARDS

In the current investment climate, a return of 7% and upwards is regarded as medium to high.

ADITYA GROUP BONDS OFFER AN INVESTMENT PRODUCT WHERE THE REWARDS FAR OUTWEIGH THE RISKS.

WHO ARE ADITYA GROUP ?

ADITYA GROUP ARE A CONGLOMERATE OF COMPANIES SPANNING MULTIPLE INDUSTRIES THAT WERE ESTABLISHED 35 YEARS AGO BY THE LATE BHASKAR ADITYA.
Aditya Group has recently added Emerging Trends Advisors to its portfolio amongst other companies as a result of a move which saw Mr. David Simpson appointed Managing Director of the group. Mr. Simpson made a substantial investment as well as merging his established companies into the Group. Aditya Group is now owned equally by Mr. David Simpson, Mr. Anirban Aditya and Mr. Ankit Aditya.
The companies owned within the group and the assets owned are listed below:

Emerging Trends Advisors Co., Ltd,

Tectona Advisory Pte., Ltd

Aditya Realtors & Developer

Aditya Properties & Developer

Bhasdeep Infrastructure Limited

The Local Co., Ltd

Please note that at the time of writing, some of the companies are currently owned by persons outside of David, Anirban and Ankit but contracts are in place confirming rightful ownership and the process of a complete corporate restructure to reflect the new arrangement is underway. All companies associated with the investment fall under the same management structure.

IMPORTANT INFORMATION

This document contains forward-looking statements for the Company. These statements relate to the future prospects, developments and business strategies of the companies. Forward-looking statements are identified by their use of terms and phrases such as “believe”, “could”, “envisage”, “estimate”, “intend”, “may”, “plan”, “will” or the negative of those, variations or comparable expressions, including references to assumptions. The forward-looking statements in this document are based on current expectations and are subject to risks and uncertainties that could cause actual results to differ materially from those expressed or implied by those statements. These forward-looking statements speak only as at the date of this document.
Neither the Directors nor the Companies undertake any obligation to update forward-looking statements or Risk Factors other than as required by the rules of any securities regulatory authority, whether as a result of new information, future events or otherwise. Certain risks to and uncertainties for the Companies are specifically described in the “Risk Factors” section of this document. If one or more of these risk factors or uncertainties materialises, or if the underlying assumptions prove incorrect, the Companies’ actual results may vary materially from those expected, estimated or
projected. Given these risks and uncertainties, potential investors should not place any reliance on forward looking statements.

THE INVESTMENT OPPORTUNITY

Aditya Group bonds simply enable the investor to lend money to Aditya Group, with various options available. The bonds offer the general public an opportunity to step in place of the banks and financial institutions currently being used by
Aditya Group. All investments are secured by real estate which is valued at 150% of any principle amount invested.

INVESTMENT TERMS

INVESTMENTS ARE ACCEPTED FROM $1,000 (OR EQUIVALENT). INVESTORS HAVE THE OPTION TO INVEST FOR TERMS OF 3, 5 OR 10 YEARS AND CAN CHOOSE FROM A REGULAR RETURN (PAYMENTS ARE MADE MONTHLY / QUARTERLY / ANNUALLY) OR A CAPITAL GAIN INVESTMENT WHERE THE FULL RETURNS ARE PAID AT THE END OF THE TERM.

INVESTMENT SECURITY

IN STRUCTURING THE BONDS, EVERY STEP HAS BEEN TAKEN TO OFFER THE UPMOST SECURITY TO THE INVESTOR POSSIBLE, RESULTING IN THE FOLLOWING LEVELS OF SECURITY:

A legally binding Investment Agreement subject to the laws of Singapore.

A third party established law firm acting as an Escrow agent which is in receipt of unencumbered title deeds of properties with a total value that far exceeds the total value of any and all bonds issued. This is subject to the parameters set in place of 65% loan to value (determined by CBRE). The Escrow agent has the legal authority to liquidate the assets and distribute the proceeds of any sales directly to the Bondholders in the event of any default. To add further security, the properties are also being transferred into a SPV that enables the properties to be “ring-fenced” from any other business activities of the group, thus ensuring that in the event of liquidation,no other creditors would be able to make any legal claim against these assets, thereby resulting in the Bondholders having the first and only charge.

A Warrantor Letter from Aditya Group in its entirety, accepting liability of 100% of both principle and interest due to any Bondholder. This ensures that there is no legal way for Aditya Group to continue operating at any level without being bound to me meet any and all obligations to any and all Bondholders. This also means that in the event of the Escrow agent having to liquidate the assets and the proceeds from any such sales not being sufficient to clear all outstanding principal and interest payments, Aditya Group would still be liable to make up any shortfall to the Bondholders. This acceptance of liability is subject to the laws of India.

RISK FACTORS:
Creating the Escrow account and the terms in which it exists limits the risk to this investment. The assets held within the SPV and placed in the Escrow arrangement mean that as an absolute minimum the real estate assets will be liquidated and the
proceeds of the sales distributed to the Bondholders.
The parameter of capping money being raised to no more than 65% of the asset value securing the investment falls in line with the well-established concept of what the banks and lending institutions consider a safe formula. History confirms that it is very rare for property values to decrease more than 35% and if they ever do then this is generally short lived.
In the rare event of a property crash, where values dropped significantly and thus the proceeds of any sale during the liquidation process were not sufficient to meet the entire obligations to the Bondholders, then Aditya Group would still be liable to make up any short fall.
HERE IS A ‘WORST CASE SCENARIO’ EXAMPLE:
In the first 6 months of making your investment:
1. Real estate values decrease by 50%
2. Aditya Group in its entirety goes into liquidation.
(For the purpose of this scenario let’s also factor in 10% of the sales price for tax and legal fees).
Investment amount – $65k
Investment type – Capital Gain
Value of security – $100k (at time of investment)
New value of security – $50k
Tax and fees incurred during liquidation process – $5k
Returned to investor $45k
Total loss $20k (approx 30%)

THIS WORST CASE SCENARIO IS OF COURSE HIGHLY UNLIKELY.

Another risk factor to take into account is the potential currency fluctuations if you are a non-Indian and/or if you do not require money in INR currency. Aditya Group bonds are an investment in Indian Rupee and bare no relevance to the fluctuations in INR or any other currency. We advise that you seek advice from a qualified financial advisor if you are living outside of India before making any investment.

DEVELOPING THE BONDS

Aditya Group bonds are the result of over 12 month’s work.
Emerging Trends Advisors became very unsatisfied with the quality of investment products on the private investment market and strived for better options to offer to their clients. Their first fund structured product (set up in Delaware, USA) was quickly and successfully sold off to a large Asian developer. The Aditya Group bonds are their next and even better product.As previously stated, investing is very simple, it boils down to two simple things; Risk vs Reward.
RISK:
A favourite saying is ‘no need to reinvent the wheel’ and with that said, let’s look to see what’s already being done. Which companies invest in such business models? Banks – You need look no further as they actually make some of the most conservative investments. Let’s choose to focus on their ‘bread and butter’ income model of lending money.
Banks offer various types of loan but the cheapest rate is usually a ‘secured loan’ in the form of a ‘mortgage’. ETA decided to base the security element of the investment product around the same criteria banks look for before offering mortgages.
THE CRITERIA:

REAL ESTATE ASSET USED AS COLLATERAL

VALUE OF COLLATERAL TO BE 150% OF LOANED AMOUNT

3 YEAR ESTABLISHED REVENUE STREAM CONFIRMING ABILITY TO COMFORTABLY MAKE LOAN REPAYMENTS

This criteria proved difficult for ETA to achieve such terms for their clients. Either the returns would be too low or ETA would have to become a bank and offer mortgages, and even then need to wait until the interest rates increased. Not willing to give up, they searched for countries with higher base rates of interest and then hoped that there would be a major player in amongst them, a large economy with a convincing
future. India was high amongst the findings and the more they researched the economy, population, government etc., the more confident they became. So the decision was made to develop a product that enabled offering secured business loans to Indian companies with the funds coming from numerous individual investors (clients).future. India was high amongst the findings and the more they researched the economy, population, government etc., the more confident they became. So the decision was made to develop a product that enabled offering secured business loans to Indian companies with the funds coming from numerous individual investors (clients).
Aditya Group bond and the associated structure enables ETA to offer an investment product on the private market that actually meets bank lending criteria. Essentially they are ‘crowdfunding’ mortgages/secured loans to Indian companies. The result is being the cheapest mortgage provider in India and the only investment product on the private market that meets bank lending criteria. ETA believes that risk verses reward there is no other investment option on the market that can compete with this product.
No expense was spared when developing the structure and carrying out the required due diligence, engaging only the most established companies in the world to give advice, putting investor security as priority throughout, even when increasing set-up costs significantly.
The money the group save with the re-financing from the bonds will go directly towards improving the facilities and level of education at the schools. Ultimately this provides an added bonus to the investment as these bonds will be responsible for a part in many children’s education and school experience.

ADITYA GROUP  DIRECTORS

Late Bhaskar Aditya
Founding Chairman – Aditya Group

The man behind the Group. It is for his vision and dynamic leadership that Aditya Group today stands tall and high, serving millions of people in various sectors. Though from a family of business background, he chose to be different, drifting away from the core family business. He presented himself as the first generation business man venturing into unknown territories – and achieving them. From 1984 when he started the journey of Aditya Group till his last day in office in 2014, Mr. Aditya lead from the front and built up the empire brick by brick under his very close vigilant eyes. From trading in marbles to real estate, from medical to education, and finally entertainment, he ensured that Aditya Group marched on its way to success and reached out to the cross-sections of the society that was in the most need..

Ankit Aditya
Vice Chairman – Aditya Group

Having excelled in the field of Sound Engineering and Film Production from London Ankit’s zeal towards music and creativity gives the Group another new and very different dimension. Many of his works as individual artist have been recognized and have gone forth to win prestigious accolades. With his in-depth knowledge in music and filming the Group ventured into not only film production but into various creative spaces. It is for his endeavors that Aditya Group has produced and directed feature films both in the long and short formats that have won critical praises in various national and international film festivals. His present mission is to transform the Group’s real estate establishments like the schools, offices, restaurants, etc by overhauling them to a contemporary architecture and style.

Roshni Aditya
Chairperson – Bhaskar Aditya Foundation & Director Hospitality
Roshni Aditya, as Chairperson, personally takes care of all the philanthropic activities of the Group. She takes personal interest and utmost care that the beneficiaries are not deprived of their benefits and entitlements. Roshni also heads the Hospitality segment of the Group. Her personal endeavor of Oriental cuisine based chain of restaurants under the name and style of Noodle Oodle is one of the best in town with overwhelming feedbacks from guests and critics. Today the hospitality team also takes care of perhaps the largest school canteen operations in town catering to close to nine thousand children.
Anirban Aditya
Chairman – Aditya Group

A pass out of University of Wales, Cardiff, UK, Anirban with his exceptional management skills, administrative principles and smart expansion policies has given the direction & momentum that is catapulting Aditya Group to greater heights of success.The Group under his dynamic leadership is growing exponentially making it one of the fastest growing business houses in this part of the country. It is for his vision that Aditya School of Sports has seen the light of day today and sports has been integrated seamlessly with education in all group school ventures under the flagship of Aditya Academy. His concept and vision of EduSports – combining Education and Sports, has not only been accepted and praised but has caught everyone’s imagination. EduSports is all set to revolutionize both Education and Sports in India.

David Simpson
Managing Director – Aditya Group

David is a successful entrepreneur hailing from the United Kingdom and settled in Thailand for the last fifteen years, now finding home in India. He runs Investment Corporations and Marketing Management companies based out of Thailand catering to South Asian countries, including India, Thailand, Cambodia, Indonesia, and others.

Mr. Simpson runs one of the largest Marketing Corporations in Thailand, catering to over one thousand businesses that are connected to his inimitable Marketing network. As the Managing Director, he brings in his dynamism and smart business ideas which give Aditya Group the competitive edge that it needs to excel in this cut-throat competitive world.

Avishek Mazumdar
Executive Director – Aditya Group
Avishek carries with himself a professional experience of over two decades having served in key management functions and roles in various industries including Sports & Event Management, Education, Real Estate, Healthcare, Hospitality, ITeS and Road Safety. He has been instrumental in shaping many projects with his phenomenal leadership skills. He is adept in thinking out of the box and dares to charter innovative trails. He has the rare capacity to synergize several cross-functional teams and multiple stakeholders. This talent allows the organisation to produce exceptional profitable and productivity goals. As an Executive Director, Avishek is spearheading the transition of Aditya Group executing the Board resolutions and restructuring of internal systems and processes to make certain that the aims and goals of the organisation are achieved as per plan.

MANAGEMENT TEAM

Sudipta Banerjee
Sports Head
‘Sports is human life in microcosm.’ – Howard Cosell

At Aditya School of Sports, we are committed to providing top class infrastructure and support to help budding sportsmen perform better. We believe sports build up character, it prepares us for every eventualities, it makes us face defeats and learn from them to taste success. It is utmost important for kids to understand that life is not a bed full of roses. One cannot be a winner on every occasion. We lose more than we win and that’s where the character is tested. Nothing but sports can train better. We believe that through sports students understand the true value of team spirit and help in bonding with every member of the society with a positive approach.

Arabinda Ghosh
Head Bussiness Developer
Each passing year, we see India Education grow into a more powerful, independent and confident economic power. As you are reading this, Indian education is investing more, achieving more. This has resulted in tremendous growth prospects and newer avenues with their own challenges, across the spectrum in the country.
At Aditya Group, we understand that the every needs of every single business vertical are different, with challenges that are unique to the particular business unit or region. These challenges need to be met with solutions that have been tailored to suit the needs, environment and surely, the budgets.

ADITYA GROUP  

Aditya Group is a business house established in 1984. Over the years the group have had diversified interests from construction to hospitality, health care and most famously education.
Presently, Aditya Group’s core business is its management business that is currently managing over a dozen businesses with a staff count of over 1,000. Today Aditya Group boasts ownership of many properties as well as the businesses that operate from them. The group is strong in hospitality with several restaurants and bars around Kolkata, as well as a hotel.
Aditya Group is most famous for education. Since 1994 Aditya Group’s founder, the late Mr. Bhaskar Aditya started his philanthropic journey into the education sector and set up the Dum Dum Education Society, a non-profit organization that Mr. Bhaskar originally funded with the proceeds from the group’s other businesses, a legacy that the next generation of the Aditya family, Mr. Anirban Aditya and Mr. Ankit Aditya are still following to this very day. This has truly been a remarkable journey and hundreds of thousands of children have benefited from the overwhelming generosity over the years.
At present, the group successfully runs a group of English medium schools spread over 8 different campuses across the city of Kolkata in India, now catering to over 8,000 students in all. Such has been the investment over the years, that the society now boasts a real estate portfolio of over US$50 million (valued by CBRE). Ambition and motivation have always been the two things that have fueled the group and today it is no different. Plans for both reconciliation and expansion; they are on course to grow again significantly over the next 2-3 years.

BUSINESSES OF ADITYA GROUP  / EDUCATION

Aditya Educational Society successfully runs a group of schools spread over eight different campuses across the city of Kolkata, all CBSE affiliated, serving students from the age of four through to seventeen. Totally, they comprise of four junior schools, two secondary schools, the flagship campus in Barasat, and one integrated school. They have Aditya Academy, Altitude and Aditya School of Sports, with separate hostel facilities available for both boys and girls.There are now over 8,000 students, a figure that is steadily increasing, with close to 9,000 expected in the next term (2019-20). The group likes to think that they not only offer a comprehensive education, but also an opportunity to excel in sports. The group are extremely proud to boast the exam results from students this year (2018). A total of 81 students scored 90%+ in this year’s Class X examination, more than any other English medium schools’ in Bengal. Aditya Educational Society boasts of sporting facilities that are second to none throughout all schools in India. They have Bengal’s only privately owned cricket stadium which is the same size as the famous Eden Gardens, full-size basketball courts to NBA standards, and football pitches that allow the kids to dream that they are playing in English Premiership!
Furthermore, they also have an association with the Cricket Association of Bengal, ATK, Indian Sports journalist Boria Majumdar, the Indian junior shooting sports athlete Mehuli Ghosh, and former Olympian and Commonwealth Games gold medalist Joydeep Karmakar. Moreover, they are also privileged to have former Olympic gold medalist Abhinav Bindra on their Advisory Board. All of this ensures that they can continue to offer their students the best in facilities and are also being taught by the very best legends of the sport.
Students have been privileged to see some genuine global superstars visit the schools and deliver workshops with them, most notably Diego Maradona, Sourav Ganguly, Michael Clarke and Carlos Valderrama!

BUSINESSES OF ADITYA GROUP  / REAL ESTATE

The foundation of the Group’s diversified portfolio has been the Real Estate Wing.Since being traders in the mid-1980’s, the group quickly branched into the real estate business, specifically via construction and development. Most of the developments have been for ‘internal consumption’ such as schools, a hospital, and a hotel. For the outside market, they have constructed mostly residential apartments and condominiums which have been built in line with the group’s motto of providing quality products and services, at most affordable prices.
The state-of-the-art facility of The Aditya Academy built over a sprawling 30-acre campus at Barasat is a landmark project of which the real estate team of Aditya Group is very proud. A construction area of around twenty thousand square meters, an international size cricket and football stadium, and beautiful strategic landscaping is what makes this campus truly international. The original focus of Aditya Group’s business model was typical of property developers, to build and sell or work on contracts for other people’s projects. However, once the school aspect of the group came onto the scene, things changed, as the construction team was heavily focused internally. One school quickly expanded into several and during this period the founder Mr. Bhaskar Aditya started to go in a different direction with money no longer his prime motivation.

BUSINESSES OF ADITYA GROUP  / HOSPITALITY

BEST IN CLASS SERVICE AND ENTICING TASTES ARE SIGNATURE OF ADITYA GROUP’S HOSPITALITY WING, BELIEVING IN MAINTAINING POCKET FRIENDLY PRICES WITHOUT COMPROMISING ON THE AUTHENTIC QUALITY OF FOOD SERVED.CLASSIC AND CONTEMPORARY FOOD IN AMIDST THE PERFECT AMBIENCE IS THE IDEAL OF ADITYA GROUP.
A Great Place to Eat!
Noodle Oodle, an authentic Chinese restaurant, is an initiative of Aditya Group. Noodle Oodle launched its first outlet in Nagerbazar, DumDum opposite Diamond Plaza in June 2016 and its second outlet at Garia in October 2016.
Moderately-Priced Classic and Contemporary Food
Babumashai is a fine dining which offers multiple tempting food options from both Continental and Indian dishes. With a huge
variety of soups, main dishes, mocktails, cocktails and desserts in both styles, makes Babumashai a much chosen restaurant for all age.
Great Ambience and Exciting
Variety of Drinks
Baraf is a well known bar branched at multiple locations in Kolkata and Durgapur.
A Variety of Exquisite Recipes Available
The best of Levantine and Turkish cuisines, open at North Dumdum, Nagerbazar, opposite Diamond Plaza Mall, Shawa Rama is an absolute delight to every taste bud.
Work Less and Relax More.
Premium hotel in Durgapur, Hotel Luxor amidst all the chaos of the city life, is the perfect retreat for your escape with its flawless atmosphere.

BUSINESSES OF ADITYA GROUP  / SPORTS

Aditya Group has always been devoted in creating opportunities for the youth of the society to project their talents and stay connected to the ever evolving world beyond academics.
Their aim is on uplifting the present sports genre by finding the budding talents who dream to become future sport legends by giving them the best of training facilities along with real time exposures from different sports arena.

AWARDS & ACCREDITATION OF ADITYA GROUP  

ADITYA GROUP IS OFTEN IN THE RUNNING OR VARIOUS AWARDS AND ACCREDITATIONS.
Aditya Group is now a proud member of CII
Best Teacher’s Award, Felicitation of Principals from Aditya Group of Schools
‘Aditya Group & Mr. Anirban Aditya’ made the selection for one of “India’s Greatest Brands & Leaders 2017-18 – Process Reviewers PwC PL.”
Inspiring Best Teacher Award – Mrs. Sabita Saha Chief Administrator , Aditya Group of Schools
Outstanding Infrastructure, Upcoming School,
Educational Reformer – Aditya Academy Secondary, Barsat
“Mother Teresa Ratna” Awarded to Late Mr. Bhaskar Aditya.The award was received by his eldest son Mr. Anirban Aditya.

FUTURE STRATEGY OF ADITYA GROUP  
& ASSOCIATED COMPANIES

Aditya Group Hospitality – The group is planning to reconcile the hospitality division which will include the sale of the group’s hotel. The reason for this is that the group feels that the education division of the group now warrants the most investment both in terms of finance and focus.
Aditya Group Education – The education division is going from strength to strength. New enrolments & readmissions are signing up with a target of increased revenue for the 2019-20 term looking at approximately INR 10-12 Crores (US$ 1.5m – 1.7m) Many improvements are being made that also increase revenue to the schools. These include the conversion of the current head office to increase student capacity, and the implementation of school lunches, with estimation that an initial 50% of students will subscribe to, and quite confident that more will follow.
Due to the success of their own Academy of Sports , the educational society has now signed a 30 year tenure agreement to fully manage a new school in a partnership with cricket legend, Sourav Ganguly. The school covers 7 acres of land in the foothills of the Himalayas, and will be an International School under CBSE Board. The school will cater from nursery to Class XII and be run under the hands on guidance of Mr. Ganguly himself. Capacity for the 2019-20 term will be 400 students with eventual provision to increase to 1,700. Facilities will boast a separate sports complex incorporating cricket, football, basketball, tennis, badminton, volleyball etc.
Tectona Advisory – As the current Aditya Group mortgages are paid off, therefore providing more unencumbered property assets that can be added to the Escrow arrangement, the investment company plan to continue to issue more Aditya Group bonds, adhering to the parameter of not exceeding 65% of the asset values placed in the Escrow. The company also has an agreement in place to structure and offer a land banking investment product for land parcels in India, and is also currently considering other opportunities.
Emerging Trends Advisors – The marketing company holds the ongoing main agency rights to the sale and marketing of the Aditya Group bonds. They also hold the same for an Indian land banking product (approx. value of $33,000,000 *CBRE). Furthermore, they have also invested into and signed a sole-agency agreement to market and sell a land plot in Sihanoukville, Cambodia (approx. value of $13,600,000 *CBRE)

COMPANY DETAILS

Aditya Group of Companies, having DumDum Aditya Educational Society (DDAES), The Aditya Enterprise and Aditya Health Research Foundation (AHRF) under the Group, all represented and warranted by the Mr. Anirban Aditya, The Chairman of Aditya Group, hereinafter referred to as Aditya Group.
Tectona Advisory Pte., Ltd, a company incorporated under the laws of Singapore having its registered office at 10,Anson Road, # 05-17, International Plaza, Singapore 079903, being represented through it’s authorised signatory Mr.David Simpson hereinafter referred to as the “Investor Company”.
M/S REIP Private Limited, a company governed by the Companies’ Act, 1956, having its registered office at 965,Jessore Road, Nagerbajar, Dumdum, Kolkata 700055, being represented by its Director, Mr. Dipankar Dutta, S/O Dilip Kumar Dutta, citizen of India, resident of Bhawani Complex, Block P, Flat 3B, Barwaritalla, Kestopur,Kolkata 700102 (hereinafter referred to as the “SPV”)
Emerging Trends Advisors Co., Ltd, a company incorporated under the laws of Thailand having its registered office at 502/28-29, M00 10, Nongprue, Banglamung, Chonburi, 20150, Thailand, being represented through its authorised signatory Mr. David Simpson hereinafter referred to as the “Marketing Company”.
Juris Consultus, is a partnership firm established in the year 2004 by an eminent Advocate Shri Narendra Deo Dube, having its registered office at 11 Wachel Molla Mansion, 8 Lenin Sarani, Kolkata- 700013.

COMPANY DETAILS

Aditya Group is a group of companies to which the investment bonds relate. The Aditya Group is rich in assets and properties, which are offered as securities against the bond investments in the form of an “Escrow”, held by a reputed law firm. The Aditya Group also offers a letter of warranty for further security to the investors.

The Investor Company among other things is engaged in the business of providing investment management & accounting services.
REIP Developer has been set up with the sole purpose of isolating the assets used as security which are to be placed in the Escrow arrangement.
The Marketing Company in addition is engaged in the business of marketing alternative investment products to potential investors all over the world. The Marketing Company is associated with the Investor Company and is acting as the main marketing agent for the purpose of promoting the activities of the Investment Company by engaging the investors with the Investment Company.
The Directors of the Companies and the Companies accept responsibility for the information contained in this document. To the best of the knowledge and belief of the Directors {who has taken reasonable care to ensure that such is the case}, the information contained in this document is in accordance with the facts and does not omit anything likely to affect the import of such information.It is emphasised that the bonds are not listed on any exchange and no application has been made to trade on any exchange. Other than as set out in this document, no representation made or information given in connection with, or relevant to the Companies may be relied upon as having been made or given with the authority of the Companies and no responsibility is accepted by the Companies, their associates or the director, officers,employees or agents, in respect of any such representation or information.
No representation is made or warranty given as to the accuracy, completeness, achievability or reasonableness of any projections, views, statements or forecasts contained in this document relating to future events or the possible future performance of the Companies. These are subjective and are based on assumptions and estimates; actual results could differ materially. This document and its contents are confidential and should not be copied, reproduced, distributed or passed on in whole or in part, directly or indirectly by any recipient to any other person {other than their officers and other selected employees on a strictly need to know basis}. It is being distributed to you solely for your information and its contents must not be distributed or disclosed in written or oral form to any other person or for any purpose without the prior written consent of the Company.

BUSINESS PROCEDURE

The Companies have entered into a business contract wherein they have undertaken to carry out investment business in various sectors. The Marketing Company amongst other things is engaged in the business of marketing alternative investment products to potential investors all over the world. The Investor Company is providing investment management and accounting services, and is in a process of issuing investment Bonds to the investors, supported, warranted and secured by Aditya Group.The SPV acquires legal ownership of the real estate assets which are also placed in Escrow, with the legal right given to the Escrow agent to liquidate the assets in event of default.
The Escrow consists of original property documents owned and possessed by Aditya Group, with a floating valuation.The total amount of bonds issued will never exceed 65% of the total valuation of the assets placed in Escrow.(All property assets are professionally evaluated by CBRE).
*The companies reserve the right to amend the current structure of the investment at any time that may provide benefit so long as such changes produce no lesser benefit to bondholders.

ADITYA GROUP  BOND FLOW CHART